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premier

May 18, 2007


Len Sutherland
VSI Construction, Inc.
11751 Troy Lane North
Maple Grove, MN 55369


Dear Len:

I am writing to you to acknowledge and congratulate Gregg Prest and VSI Construction, Inc. for your remarkable work in the construction industry.

Premier Banks has participated with VSI Construction, Inc. and its other entities on numerous projects for the past six years. As a Minnesota family owned and operated financial institution, we have found it of the utmost importance to build a good relationship with our customers. The VSI Construction, Inc. team is comprised of exceptional employees that we privileged to work with.

I, as Bank President, have worked closely with Gregg Prest on the financial aspect of various projects. I can alwaya rely on precise and straight forward information from Gregg regarding coordination and execution of financial information. He is personable, organized, efficient and very easy to work with. More importantly is the collaborative relationship that has been built on trust and integrity.

In closing, it is without reservation I highly recommend Gregg Prest and VSI Construction, Inc. as an outstanding company to partner with.

Please contact me with any questions.

Sincerely,

Thomas J. Kern
President Northwest Area

"Solutions Built with Value, Service & Integrity"™